Well, I signed up because I have friend who needs help. She has been so dependent on others for so long, she's having trouble taking care of herself.I've helped her with no strings or expectations of getting anything back. I love her. She's had hard luck and now another water & electric bill. I've known her for about 3 years. She is a good person. She raised 3 kids and has one more to go. I want to help her. That's why I'm here.